🌍 ClimateRiskCheck

Natural Disaster Risk in Wellesley

Massachusetts

7.0out of 10
High Risk

Risk Summary for Wellesley

Wellesley scores 7.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Earthquake

All 18 Hazard Scores

Coastal Flooding
9.8
Hurricane
9.5
Earthquake
9.3
Extreme Heat
9.1
Ice Storm
9.1
Lightning
8.7
Cold Wave
7.7
Landslide
7.6
Tornado
7.3
Strong Wind
7.1
Wildfire
5.6
Winter Weather
5.6
Tsunami
5.4
Volcanic Activity
5.1
Drought
4.9
Avalanche
4.5
Hail
2.1
Riverine Flooding
1.0

How it compares

Wellesley
7.0
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wellesley, Massachusetts

Wellesley is a city of approximately 11,051 residents in Norfolk County, along the northeastern Atlantic Seaboard. The area experiences cold winters with heavy snowfall and warm summers, with nor'easter storms bringing heavy snow and coastal flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Wellesley.

According to FEMA's National Risk Index, Wellesley carries an overall risk score of 7.0/10, placing it in the high category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to hurricane and earthquake.

Wellesley's risk score, slightly above the 6.5/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Norfolk County, the highest-scoring are coastal flood, hurricane, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Wellesley's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Wellesley: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Wellesley

These city-level factors differentiate Wellesley from other communities in Norfolk County and provide geographic context for its hazard exposure.

Population

11,051

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.6/10

Coordinates

42.2946Β° N, 71.2986Β° W

Norfolk County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wellesley

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wellesley

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.