Natural Disaster Risk in Winthrop
Massachusetts
6.8out of 10
Risk Summary for Winthrop
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Coastal Flooding Extreme Heat Lightning
All 18 Hazard Scores
Coastal Flooding 9.9
Extreme Heat 9.8
Lightning 9.8
Earthquake 9.6
Hurricane 9.6
Cold Wave 9.5
Ice Storm 8.3
Hail 8.0
Tornado 7.8
Strong Wind 5.8
Tsunami 5.4
Winter Weather 5.1
Volcanic Activity 5.1
Avalanche 4.5
Landslide 4.4
Wildfire 2.0
Drought 1.7
Riverine Flooding 1.0
How it compares
Winthrop 6.8
Massachusetts avg. 6.5
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Winthrop
Other cities in Massachusetts
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.