🌍 ClimateRiskCheck

Natural Disaster Risk in Worthington

Massachusetts

6.5out of 10
High Risk

Risk Summary for Worthington

Worthington scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Avalanche Ice Storm

All 18 Hazard Scores

Hurricane
8.9
Avalanche
8.6
Ice Storm
8.3
Earthquake
7.4
Landslide
7.4
Strong Wind
7.3
Lightning
7.2
Drought
6.8
Extreme Heat
6.5
Cold Wave
6.3
Hail
5.7
Tornado
5.4
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.4
Riverine Flooding
1.0

How it compares

Worthington
6.5
Massachusetts avg.
6.5
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Worthington, Massachusetts

Worthington, in Hampshire County, is a small community of about 979 situated along the northeastern Atlantic Seaboard. Its humid continental climate brings cold winters with heavy snowfall and warm summers, and in particular nor'easter storms bringing heavy snow and coastal flooding. These conditions collectively define the natural hazard environment that Worthington residents and property owners must navigate.

Worthington's overall natural disaster risk is rated 6.5/10 (High) by FEMA's National Risk Index. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Secondary hazards include avalanche and ice storm.

Within Massachusetts, Worthington's risk is, near the 6.5/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hampshire County identifies hurricane as the foremost hazard, followed by avalanche and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Worthington residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Worthington: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Worthington

These city-level factors differentiate Worthington from other communities in Hampshire County and provide geographic context for its hazard exposure.

Population

979

Rural

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

42.3955Β° N, 72.9432Β° W

Hampshire County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Worthington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Worthington

Other cities in Massachusetts

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.