Natural Disaster Risk in Beaverton
Michigan
Risk Summary for Beaverton
Beaverton scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Beaverton, Michigan
Located in the Great Lakes region in Gladwin County, Beaverton is a town of roughly 8,654 residents. The humid continental climate that characterizes this part of Michigan β marked by severe winters amplified by lake-effect snow and warm, humid summers β directly influences the types and severity of natural hazards present, making Beaverton a community where hazard awareness has real practical value.
Beaverton's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include wind and cold wave.
Relative to other U.S. communities, Beaverton's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.3/10 state average. The hazard distribution here is led by winter and wind, as measured by FEMA across Gladwin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Beaverton residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.
What this means for Beaverton: Winter Weather preparedness
- Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
- Clear roof snow loads when heavy to prevent structural strain and ice dams.
- Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
Local Factors for Beaverton
These city-level factors differentiate Beaverton from other communities in Gladwin County and provide geographic context for its hazard exposure.
Population
8,654
Small TownGeographic Zone
Great Lakes
Lake-effect snow & wind risk
Climate Band
Cool Continental
Latitude 43.9Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 4.7/10
Coordinates
43.8800Β° N, 84.4364Β° W
Gladwin County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Beaverton
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Beaverton
Other cities in Michigan
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.