🌍 ClimateRiskCheck

Natural Disaster Risk in Concord

Michigan

6.4out of 10
High Risk

Risk Summary for Concord

Concord scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Strong Wind Hail

All 18 Hazard Scores

Tornado
9.4
Strong Wind
9.0
Hail
8.9
Cold Wave
8.2
Ice Storm
8.1
Winter Weather
7.5
Earthquake
7.2
Landslide
6.8
Extreme Heat
6.3
Lightning
6.2
Hurricane
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.1
Drought
1.7
Riverine Flooding
1.0

How it compares

Concord
6.4
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Concord, Michigan

Concord is a town of roughly 3,097 residents in Jackson County, in the Great Lakes region. The area experiences severe winters amplified by lake-effect snow and warm, humid summers, with intense lake-effect snowstorms off Lake Michigan and Lake Erie shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Concord.

According to FEMA's National Risk Index, Concord carries an overall risk score of 6.4/10, placing it in the high category. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. The area also faces notable exposure to wind and hail.

Concord's risk score, slightly above the 5.3/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Jackson County, the highest-scoring are tornado, wind, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Concord's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Concord: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Concord

These city-level factors differentiate Concord from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

3,097

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

42.1731Β° N, 84.6491Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Concord

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Concord

Other cities in Michigan

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.