Natural Disaster Risk in Drummond Island
Michigan
Risk Summary for Drummond Island
Drummond Island scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Drummond Island, Michigan
Located in the Great Lakes region in Chippewa County, Drummond Island is a small community of about 1,155. The humid continental climate that characterizes this part of Michigan β marked by severe winters amplified by lake-effect snow and warm, humid summers β directly influences the types and severity of natural hazards present, making Drummond Island a community where hazard awareness has real practical value.
FEMA rates Drummond Island's composite natural disaster risk at 4.2 out of 10 β moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for wildfire and cold wave risk in their preparedness planning.
Relative to other U.S. communities, Drummond Island's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.3/10 state average. The hazard distribution here is led by coastal flood and wildfire, as measured by FEMA across Chippewa County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Drummond Island residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for Drummond Island: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Drummond Island
These city-level factors differentiate Drummond Island from other communities in Chippewa County and provide geographic context for its hazard exposure.
Population
1,155
Small TownGeographic Zone
Great Lakes
Lake-effect snow & wind risk
Climate Band
Cool Continental
Latitude 46.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 7.8/10
Coordinates
46.0017Β° N, 83.6628Β° W
Chippewa County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Drummond Island
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Drummond Island
Other cities in Michigan
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.