🌍 ClimateRiskCheck

Natural Disaster Risk in Fennville

Michigan

6.2out of 10
High Risk

Risk Summary for Fennville

Fennville scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Strong Wind Hail

All 18 Hazard Scores

Coastal Flooding
9.0
Strong Wind
8.8
Hail
8.6
Tornado
7.9
Ice Storm
7.2
Winter Weather
6.9
Landslide
6.5
Cold Wave
6.3
Lightning
6.1
Hurricane
5.9
Earthquake
5.5
Tsunami
5.4
Extreme Heat
5.2
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
4.1
Drought
1.7
Riverine Flooding
1.0

How it compares

Fennville
6.2
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fennville, Michigan

Fennville, in Allegan County, is a city of approximately 10,288 residents situated in the Great Lakes region. Its humid continental climate brings severe winters amplified by lake-effect snow and warm, humid summers, and in particular intense lake-effect snowstorms off Lake Michigan and Lake Erie. These conditions collectively define the natural hazard environment that Fennville residents and property owners must navigate.

According to FEMA's National Risk Index, Fennville carries an overall risk score of 6.2/10, placing it in the high category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to wind and hail.

Within Michigan, Fennville's risk is, slightly above the 5.3/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Allegan County identifies coastal flood as the foremost hazard, followed by wind and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Fennville residents benefit from taking preparedness seriously. Reviewing insurance coverage for coastal flood and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Fennville: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Fennville

These city-level factors differentiate Fennville from other communities in Allegan County and provide geographic context for its hazard exposure.

Population

10,288

Suburban

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

42.5708Β° N, 86.1148Β° W

Allegan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fennville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fennville

Other cities in Michigan

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.