🌍 ClimateRiskCheck

Natural Disaster Risk in Fulton

Michigan

6.6out of 10
High Risk

Risk Summary for Fulton

Fulton scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Strong Wind

All 18 Hazard Scores

Hail
9.8
Tornado
9.4
Strong Wind
9.1
Winter Weather
8.5
Cold Wave
8.2
Ice Storm
7.8
Earthquake
7.4
Lightning
7.1
Landslide
7.1
Hurricane
6.3
Extreme Heat
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Fulton
6.6
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fulton, Michigan

Located in the Great Lakes region in Kalamazoo County, Fulton is a small community of about 1,234. The humid continental climate that characterizes this part of Michigan β€” marked by severe winters amplified by lake-effect snow and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Fulton a community where hazard awareness has real practical value.

FEMA rates Fulton's composite natural disaster risk at 6.6 out of 10 β€” high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for tornado and wind risk in their preparedness planning.

Relative to other U.S. communities, Fulton's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.3/10 state average. The hazard distribution here is led by hail and tornado, as measured by FEMA across Kalamazoo County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Fulton's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Fulton: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Fulton

These city-level factors differentiate Fulton from other communities in Kalamazoo County and provide geographic context for its hazard exposure.

Population

1,234

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 42.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

42.1154Β° N, 85.3194Β° W

Kalamazoo County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fulton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fulton

Other cities in Michigan

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.