🌍 ClimateRiskCheck

Natural Disaster Risk in Ingalls

Michigan

5.1out of 10
Moderate Risk

Risk Summary for Ingalls

Ingalls scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Cold Wave Hail

All 18 Hazard Scores

Coastal Flooding
9.1
Cold Wave
9.1
Hail
7.2
Lightning
6.8
Landslide
6.6
Winter Weather
5.8
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Ice Storm
4.5
Wildfire
4.2
Tornado
4.0
Strong Wind
3.9
Drought
2.9
Extreme Heat
2.6
Hurricane
2.4
Earthquake
2.0
Riverine Flooding
1.0

How it compares

Ingalls
5.1
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ingalls, Michigan

Ingalls, in Menominee County, is a small unincorporated community situated in the Great Lakes region. Its humid continental climate brings severe winters amplified by lake-effect snow and warm, humid summers, and in particular intense lake-effect snowstorms off Lake Michigan and Lake Erie. These conditions collectively define the natural hazard environment that Ingalls residents and property owners must navigate.

Ingalls's overall natural disaster risk is rated 5.1/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include cold wave and hail.

Within Michigan, Ingalls's risk is, near the 5.3/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Menominee County identifies coastal flood as the foremost hazard, followed by cold wave and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Ingalls residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Ingalls: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Ingalls

These city-level factors differentiate Ingalls from other communities in Menominee County and provide geographic context for its hazard exposure.

Population

133

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 45.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.2/10

Coordinates

45.3793Β° N, 87.6358Β° W

Menominee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ingalls

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ingalls

Other cities in Michigan

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.