🌍 ClimateRiskCheck

Natural Disaster Risk in Kewadin

Michigan

4.4out of 10
Moderate Risk

Risk Summary for Kewadin

Kewadin scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Cold Wave Landslide

All 18 Hazard Scores

Coastal Flooding
8.8
Cold Wave
8.0
Landslide
7.6
Tsunami
5.4
Lightning
5.1
Volcanic Activity
5.1
Hail
4.8
Hurricane
4.5
Avalanche
4.5
Tornado
3.6
Wildfire
3.5
Extreme Heat
2.8
Strong Wind
2.7
Ice Storm
2.5
Winter Weather
2.4
Earthquake
1.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Kewadin
4.4
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kewadin, Michigan

Kewadin is a town of roughly 2,577 residents in Antrim County, in the Great Lakes region. The area experiences severe winters amplified by lake-effect snow and warm, humid summers, with intense lake-effect snowstorms off Lake Michigan and Lake Erie shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Kewadin.

FEMA rates Kewadin's composite natural disaster risk at 4.4 out of 10 β€” moderate risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for cold wave and landslide risk in their preparedness planning.

Kewadin's risk score, slightly below the 5.3/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Antrim County, the highest-scoring are coastal flood, cold wave, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Kewadin's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Kewadin: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Kewadin

These city-level factors differentiate Kewadin from other communities in Antrim County and provide geographic context for its hazard exposure.

Population

2,577

Small Town

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 45.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.5/10

Coordinates

44.9836Β° N, 85.3435Β° W

Antrim County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kewadin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kewadin

Other cities in Michigan

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.