🌍 ClimateRiskCheck

Natural Disaster Risk in Moran

Michigan

3.8out of 10
Low Risk

Risk Summary for Moran

Moran scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Landslide Tsunami

All 18 Hazard Scores

Coastal Flooding
9.1
Landslide
5.9
Wildfire
5.4
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Avalanche
4.5
Hurricane
4.3
Lightning
4.0
Winter Weather
2.6
Hail
2.4
Tornado
2.1
Ice Storm
1.9
Earthquake
1.8
Strong Wind
1.8
Drought
1.7
Extreme Heat
1.7
Riverine Flooding
1.0

How it compares

Moran
3.8
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Moran, Michigan

Moran is a small community of about 734 in Mackinac County, in the Great Lakes region. The area experiences severe winters amplified by lake-effect snow and warm, humid summers, with intense lake-effect snowstorms off Lake Michigan and Lake Erie shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Moran.

According to FEMA's National Risk Index, Moran carries an overall risk score of 3.8/10, placing it in the low category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to landslide and tsunami.

Moran's risk score, slightly below the 5.3/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Mackinac County, the highest-scoring are coastal flood, landslide, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Moran carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” coastal flood β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Moran: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Moran

These city-level factors differentiate Moran from other communities in Mackinac County and provide geographic context for its hazard exposure.

Population

734

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 46.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

46.0572Β° N, 84.8888Β° W

Mackinac County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Moran

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Moran

Other cities in Michigan

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.