Natural Disaster Risk in Naubinway
Michigan
Risk Summary for Naubinway
Naubinway scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.
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All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Naubinway, Michigan
Located in the Great Lakes region in Mackinac County, Naubinway is a small community of about 675. The humid continental climate that characterizes this part of Michigan — marked by severe winters amplified by lake-effect snow and warm, humid summers — directly influences the types and severity of natural hazards present, making Naubinway a community where hazard awareness has real practical value.
FEMA rates Naubinway's composite natural disaster risk at 3.8 out of 10 — low risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for landslide and tsunami risk in their preparedness planning.
Relative to other U.S. communities, Naubinway's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.3/10 state average. The hazard distribution here is led by coastal flood and landslide, as measured by FEMA across Mackinac County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Naubinway is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers coastal flood — remains prudent for all residents.
What this means for Naubinway: Coastal Flooding preparedness
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
Local Factors for Naubinway
These city-level factors differentiate Naubinway from other communities in Mackinac County and provide geographic context for its hazard exposure.
Population
675
RuralGeographic Zone
Great Lakes
Lake-effect snow & wind risk
Climate Band
Cool Continental
Latitude 46.1°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 5.4/10
Coordinates
46.1313° N, 85.2412° W
Mackinac County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Naubinway
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Naubinway
Other cities in Michigan
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.