Natural Disaster Risk in Ontonagon County
Michigan
3.7out of 10
Risk Summary for Ontonagon County
Below-average natural disaster risk. Fewer and less severe natural hazards affect this area.
Top Hazards
Coastal Flooding Winter Weather Tsunami
All 18 Hazard Scores
Coastal Flooding 8.8
Winter Weather 6.3
Tsunami 5.4
Cold Wave 5.3
Volcanic Activity 5.1
Avalanche 4.5
Wildfire 4.0
Lightning 3.6
Drought 3.2
Strong Wind 2.7
Hail 2.6
Hurricane 2.4
Landslide 2.0
Tornado 1.9
Extreme Heat 1.8
Ice Storm 1.8
Earthquake 1.1
Riverine Flooding 1.0
How it compares
Ontonagon County 3.7
Michigan avg. 5.3
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Ontonagon County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.