🌍 ClimateRiskCheck

Natural Disaster Risk in Rockland

Michigan

3.7out of 10
Low Risk

Risk Summary for Rockland

Rockland scores 3.7/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Winter Weather Tsunami

All 18 Hazard Scores

Coastal Flooding
8.8
Winter Weather
6.3
Tsunami
5.4
Cold Wave
5.3
Volcanic Activity
5.1
Avalanche
4.5
Wildfire
4.0
Lightning
3.6
Drought
3.2
Strong Wind
2.7
Hail
2.6
Hurricane
2.4
Landslide
2.0
Tornado
1.9
Extreme Heat
1.8
Ice Storm
1.8
Earthquake
1.1
Riverine Flooding
1.0

How it compares

Rockland
3.7
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Rockland, Michigan

Rockland, in Ontonagon County, is a small unincorporated community situated in the northern tier of the continental United States. Its humid continental climate brings severe winters amplified by lake-effect snow and warm, humid summers, and in particular intense lake-effect snowstorms off Lake Michigan and Lake Erie. These conditions collectively define the natural hazard environment that Rockland residents and property owners must navigate.

Rockland's overall natural disaster risk is rated 3.7/10 (Low) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include winter and tsunami.

Within Michigan, Rockland's risk is, considerably below the 5.3/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Ontonagon County identifies coastal flood as the foremost hazard, followed by winter and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, Rockland is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers coastal flood β€” remains prudent for all residents.

What this means for Rockland: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Rockland

These city-level factors differentiate Rockland from other communities in Ontonagon County and provide geographic context for its hazard exposure.

Population

291

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.0/10

Coordinates

46.7114Β° N, 89.2508Β° W

Ontonagon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Rockland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Rockland

Other cities in Michigan

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.