Natural Disaster Risk in Pointe Aux Pins
Michigan
Risk Summary for Pointe Aux Pins
Pointe Aux Pins scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Pointe Aux Pins, Michigan
Pointe Aux Pins is a small unincorporated community in Mackinac County, in the Great Lakes region. The area experiences severe winters amplified by lake-effect snow and warm, humid summers, with intense lake-effect snowstorms off Lake Michigan and Lake Erie shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Pointe Aux Pins.
According to FEMA's National Risk Index, Pointe Aux Pins carries an overall risk score of 3.8/10, placing it in the low category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to landslide and tsunami.
Pointe Aux Pins's risk score, slightly below the 5.3/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Mackinac County, the highest-scoring are coastal flood, landslide, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Pointe Aux Pins carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — coastal flood — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Pointe Aux Pins: Coastal Flooding preparedness
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
Local Factors for Pointe Aux Pins
These city-level factors differentiate Pointe Aux Pins from other communities in Mackinac County and provide geographic context for its hazard exposure.
Population
34
RuralGeographic Zone
Great Lakes
Lake-effect snow & wind risk
Climate Band
Cool Continental
Latitude 45.8°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 5.4/10
Coordinates
45.7694° N, 84.4633° W
Mackinac County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Pointe Aux Pins
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Pointe Aux Pins
Other cities in Michigan
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.