🌍 ClimateRiskCheck

Natural Disaster Risk in Presque Isle County

Michigan

4.1out of 10
Moderate Risk

Risk Summary for Presque Isle County

Presque Isle County scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Lightning Hail

All 18 Hazard Scores

Coastal Flooding
8.8
Lightning
8.2
Hail
6.0
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Hurricane
4.9
Avalanche
4.5
Landslide
3.8
Tornado
3.0
Extreme Heat
2.7
Wildfire
2.5
Ice Storm
2.4
Strong Wind
2.3
Winter Weather
2.2
Earthquake
2.0
Drought
1.7
Riverine Flooding
1.0

How it compares

Presque Isle County
4.1
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Presque Isle County, Michigan

Presque Isle County is located in the United States in Michigan, home to roughly 12,968 residents. The county experiences severe winters amplified by lake-effect snow and warm, humid summers, with intense lake-effect snowstorms off Lake Michigan and Lake Erie shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Presque Isle County carries an overall risk score of 4.1/10, placing it in the moderate category. Coastal flood risk defines the local natural hazard environment, with sea-level rise trends gradually increasing the frequency of tidal flooding events alongside storm surge threats. The area also faces notable exposure to lightning and hail.

Presque Isle County's risk score, slightly below the 5.3/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Presque Isle County, the highest-scoring are coastal flood, lightning, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Presque Isle County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Presque Isle County: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Cities in Presque Isle County

ZIP codes in Presque Isle County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.