🌍 ClimateRiskCheck

Natural Disaster Risk in Hawks

Michigan

4.1out of 10
Moderate Risk

Risk Summary for Hawks

Hawks scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Lightning Hail

All 18 Hazard Scores

Coastal Flooding
8.8
Lightning
8.2
Hail
6.0
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Hurricane
4.9
Avalanche
4.5
Landslide
3.8
Tornado
3.0
Extreme Heat
2.7
Wildfire
2.5
Ice Storm
2.4
Strong Wind
2.3
Winter Weather
2.2
Earthquake
2.0
Drought
1.7
Riverine Flooding
1.0

How it compares

Hawks
4.1
Michigan avg.
5.3
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hawks, Michigan

Hawks, in Presque Isle County, is a small community of about 896 situated in the Great Lakes region. Its humid continental climate brings severe winters amplified by lake-effect snow and warm, humid summers, and in particular intense lake-effect snowstorms off Lake Michigan and Lake Erie. These conditions collectively define the natural hazard environment that Hawks residents and property owners must navigate.

Hawks's overall natural disaster risk is rated 4.1/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include lightning and hail.

Within Michigan, Hawks's risk is, slightly below the 5.3/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Presque Isle County identifies coastal flood as the foremost hazard, followed by lightning and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Hawks residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Hawks: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Hawks

These city-level factors differentiate Hawks from other communities in Presque Isle County and provide geographic context for its hazard exposure.

Population

896

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 45.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

45.2712Β° N, 83.8939Β° W

Presque Isle County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hawks

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hawks

Other cities in Michigan

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.