Natural Disaster Risk in Six Lakes
Michigan
Risk Summary for Six Lakes
Six Lakes scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Six Lakes, Michigan
Located in the Great Lakes region in Montcalm County, Six Lakes is a small community of about 1,565. The humid continental climate that characterizes this part of Michigan β marked by severe winters amplified by lake-effect snow and warm, humid summers β directly influences the types and severity of natural hazards present, making Six Lakes a community where hazard awareness has real practical value.
Six Lakes's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include winter and tornado.
Relative to other U.S. communities, Six Lakes's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.3/10 state average. The hazard distribution here is led by wind and winter, as measured by FEMA across Montcalm County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Six Lakes's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.
What this means for Six Lakes: Strong Wind preparedness
- Secure or store outdoor furniture and loose objects that can become projectiles.
- Confirm your policy covers wind damage and keep an inventory of property for claims.
- Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
Local Factors for Six Lakes
These city-level factors differentiate Six Lakes from other communities in Montcalm County and provide geographic context for its hazard exposure.
Population
1,565
Small TownGeographic Zone
Great Lakes
Lake-effect snow & wind risk
Climate Band
Cool Continental
Latitude 43.4Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 4.1/10
Coordinates
43.4199Β° N, 85.1609Β° W
Montcalm County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Six Lakes
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Six Lakes
Other cities in Michigan
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.