Natural Disaster Risk in Thompsonville

Natural Hazard Profile: Thompsonville, Michigan

Thompsonville is a small community of about 2,225 in Benzie County, in the Great Lakes region. The area experiences severe winters amplified by lake-effect snow and warm, humid summers, with intense lake-effect snowstorms off Lake Michigan and Lake Erie shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Thompsonville.

FEMA rates Thompsonville's composite natural disaster risk at 4.3 out of 10 — moderate risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for winter and cold wave risk in their preparedness planning.

Thompsonville's risk score, slightly below the 5.3/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Benzie County, the highest-scoring are coastal flood, winter, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Thompsonville residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.