Natural Disaster Risk in Wakefield
Michigan
Risk Summary for Wakefield
Wakefield scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Wakefield, Michigan
Wakefield, in Gogebic County, is a small community of about 2,203 situated in the northern tier of the continental United States. Its humid continental climate brings severe winters amplified by lake-effect snow and warm, humid summers, and in particular intense lake-effect snowstorms off Lake Michigan and Lake Erie. These conditions collectively define the natural hazard environment that Wakefield residents and property owners must navigate.
Wakefield's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include lightning and winter.
Within Michigan, Wakefield's risk is, slightly below the 5.3/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Gogebic County identifies coastal flood as the foremost hazard, followed by lightning and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
With a moderate risk rating, Wakefield residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.
What this means for Wakefield: Coastal Flooding preparedness
- Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
- Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
- Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
Local Factors for Wakefield
These city-level factors differentiate Wakefield from other communities in Gogebic County and provide geographic context for its hazard exposure.
Population
2,203
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 46.5Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.5/10
Coordinates
46.5020Β° N, 89.8831Β° W
Gogebic County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Wakefield
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Wakefield
Other cities in Michigan
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.