Natural Disaster Risk in Alvarado
Minnesota
Risk Summary for Alvarado
Alvarado scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Alvarado, Minnesota
Located in the northern tier of the continental United States in Marshall County, Alvarado is a small unincorporated community. The continental climate that characterizes this part of Minnesota β marked by some of the harshest winters in the lower 48 and warm summers β directly influences the types and severity of natural hazards present, making Alvarado a community where hazard awareness has real practical value.
FEMA rates Alvarado's composite natural disaster risk at 4.8 out of 10 β moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for wildfire and winter risk in their preparedness planning.
Relative to other U.S. communities, Alvarado's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by drought and wildfire, as measured by FEMA across Marshall County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Alvarado residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.
What this means for Alvarado: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for Alvarado
These city-level factors differentiate Alvarado from other communities in Marshall County and provide geographic context for its hazard exposure.
Population
483
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Northern Continental
Latitude 48.2Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 8.7/10
Coordinates
48.2182Β° N, 96.9978Β° W
Marshall County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Alvarado
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Alvarado
Other cities in Minnesota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.