🌍 ClimateRiskCheck

Natural Disaster Risk in Marshall County

Minnesota

4.8out of 10
Moderate Risk

Risk Summary for Marshall County

Marshall County scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Winter Weather

All 18 Hazard Scores

Drought
8.9
Wildfire
8.7
Winter Weather
7.4
Cold Wave
6.8
Hail
6.1
Ice Storm
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.8
Strong Wind
3.0
Tornado
2.9
Hurricane
2.4
Extreme Heat
2.4
Lightning
2.1
Earthquake
1.4
Riverine Flooding
1.0

How it compares

Marshall County
4.8
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Marshall County, Minnesota

Marshall County, in the United States in Minnesota, is characterized by its continental climate β€” some of the harshest winters in the lower 48 and warm summers. The county faces severe blizzards and spring tornado outbreaks, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Marshall County carries an overall risk score of 4.8/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to wildfire and winter.

Within Minnesota, Marshall County's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Marshall County identifies drought as the foremost hazard, followed by wildfire and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Marshall County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Marshall County: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Cities in Marshall County

ZIP codes in Marshall County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.