Natural Disaster Risk in Clearwater County
Minnesota
4.0out of 10
Risk Summary for Clearwater County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Wildfire Drought Landslide
All 18 Hazard Scores
Wildfire 7.0
Drought 6.5
Landslide 6.4
Winter Weather 5.7
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Cold Wave 4.3
Hail 3.3
Tornado 2.8
Strong Wind 2.6
Hurricane 2.4
Extreme Heat 2.4
Ice Storm 2.1
Lightning 2.0
Earthquake 1.3
Riverine Flooding 1.0
How it compares
Clearwater County 4.0
Minnesota avg. 5.2
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Clearwater County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.