🌍 ClimateRiskCheck

Natural Disaster Risk in Leonard

Minnesota

4.0out of 10
Moderate Risk

Risk Summary for Leonard

Leonard scores 4.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Landslide

All 18 Hazard Scores

Wildfire
7.0
Drought
6.5
Landslide
6.4
Winter Weather
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.3
Hail
3.3
Tornado
2.8
Strong Wind
2.6
Hurricane
2.4
Extreme Heat
2.4
Ice Storm
2.1
Lightning
2.0
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Leonard
4.0
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Leonard, Minnesota

Leonard is a small unincorporated community in Clearwater County, in the northern tier of the continental United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Leonard.

According to FEMA's National Risk Index, Leonard carries an overall risk score of 4.0/10, placing it in the moderate category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to drought and landslide.

Leonard's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Clearwater County, the highest-scoring are wildfire, drought, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Leonard's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Leonard: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Leonard

These city-level factors differentiate Leonard from other communities in Clearwater County and provide geographic context for its hazard exposure.

Population

437

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

47.7110Β° N, 95.2372Β° W

Clearwater County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Leonard

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Leonard

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.