Natural Disaster Risk in Fillmore County

Natural Hazard Profile: Fillmore County, Minnesota

Fillmore County is located in the United States in Minnesota, home to roughly 21,197 residents. The county experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Fillmore County's composite natural disaster risk at 4.8 out of 10 — moderate risk. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Residents should also account for cold wave and tornado risk in their preparedness planning.

Fillmore County's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Fillmore County, the highest-scoring are landslide, cold wave, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Fillmore County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.