🌍 ClimateRiskCheck

Natural Disaster Risk in Wykoff

Minnesota

4.8out of 10
Moderate Risk

Risk Summary for Wykoff

Wykoff scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Cold Wave Tornado

All 18 Hazard Scores

Landslide
8.6
Cold Wave
7.0
Tornado
6.7
Hail
6.4
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Extreme Heat
4.5
Avalanche
4.5
Ice Storm
4.4
Strong Wind
3.7
Lightning
2.9
Hurricane
2.4
Wildfire
2.2
Earthquake
2.1
Riverine Flooding
1.0

How it compares

Wykoff
4.8
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wykoff, Minnesota

Wykoff, in Fillmore County, is a small community of about 899 situated in the interior eastern United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Wykoff residents and property owners must navigate.

According to FEMA's National Risk Index, Wykoff carries an overall risk score of 4.8/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to cold wave and tornado.

Within Minnesota, Wykoff's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Fillmore County identifies landslide as the foremost hazard, followed by cold wave and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Wykoff residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Wykoff: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Wykoff

These city-level factors differentiate Wykoff from other communities in Fillmore County and provide geographic context for its hazard exposure.

Population

899

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.2/10

Coordinates

43.7285Β° N, 92.2591Β° W

Fillmore County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wykoff

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wykoff

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.