Natural Disaster Risk in Red Lake Falls
Minnesota
Risk Summary for Red Lake Falls
Red Lake Falls scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Red Lake Falls, Minnesota
Located in the northern tier of the continental United States in Red Lake County, Red Lake Falls is a small community of about 2,324. The continental climate that characterizes this part of Minnesota — marked by some of the harshest winters in the lower 48 and warm summers — directly influences the types and severity of natural hazards present, making Red Lake Falls a community where hazard awareness has real practical value.
Red Lake Falls's overall natural disaster risk is rated 3.6/10 (Low) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include wildfire and tsunami.
Relative to other U.S. communities, Red Lake Falls's natural disaster risk is below the U.S. national average of 4.5/10, considerably below the 5.2/10 state average. The hazard distribution here is led by drought and wildfire, as measured by FEMA across Red Lake County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Red Lake Falls is not immune to natural hazards. Basic preparedness — an emergency kit, awareness of seasonal risks, and property insurance that covers drought — remains prudent for all residents.
What this means for Red Lake Falls: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for Red Lake Falls
These city-level factors differentiate Red Lake Falls from other communities in Red Lake County and provide geographic context for its hazard exposure.
Population
2,324
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Northern Continental
Latitude 47.9°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 5.5/10
Coordinates
47.8903° N, 96.3017° W
Red Lake County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Red Lake Falls
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Red Lake Falls
Other cities in Minnesota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.