🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 56750

Red Lake Falls, Minnesota

3.6out of 10
Low Risk

Risk Summary for ZIP 56750

ZIP 56750 scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Tsunami

All 18 Hazard Scores

Drought
6.7
Wildfire
5.5
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
3.8
Cold Wave
3.5
Hail
3.3
Landslide
3.2
Hurricane
2.4
Tornado
2.0
Strong Wind
1.9
Extreme Heat
1.8
Lightning
1.5
Earthquake
1.3
Riverine Flooding
1.0

How it compares

ZIP 56750
3.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 56750, Minnesota

ZIP 56750 in Red Lake Falls sits in the northern tier of the continental United States. Its continental climate produces some of the harshest winters in the lower 48 and warm summers, and notably severe blizzards and spring tornado outbreaks. These conditions define the natural disaster environment for households across this ZIP code.

According to FEMA's National Risk Index, ZIP 56750 carries an overall risk score of 3.6/10, placing it in the low category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to wildfire and tsunami.

Within Minnesota, ZIP 56750's risk is, considerably below the 5.2/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Minnesota identifies drought as the foremost hazard, followed by wildfire and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, ZIP 56750 is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers drought β€” remains prudent for all residents.

What this means for ZIP 56750: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Risk for the surrounding area

Local Factors for ZIP 56750

These city-level factors differentiate ZIP 56750 from other communities in Minnesota County and provide geographic context for its hazard exposure.

Population

2,324

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

47.8903Β° N, 96.3017Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 56750

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.