🌍 ClimateRiskCheck

Natural Disaster Risk in Holmes County

Mississippi

6.7out of 10
High Risk

Risk Summary for Holmes County

Holmes County scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Tornado Hurricane

All 18 Hazard Scores

Drought
8.6
Tornado
8.5
Hurricane
7.8
Hail
7.6
Strong Wind
7.5
Lightning
7.5
Cold Wave
7.5
Extreme Heat
7.4
Earthquake
7.3
Landslide
6.8
Ice Storm
6.5
Wildfire
6.3
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Holmes County
6.7
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Holmes County, Mississippi

Holmes County, in the United States in Mississippi, is characterized by its humid subtropical climate β€” very hot, humid summers and mild winters. The county faces overlapping tornado and hurricane seasons, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Holmes County carries an overall risk score of 6.7/10, placing it in the high category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to tornado and hurricane.

Within Mississippi, Holmes County's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Holmes County identifies drought as the foremost hazard, followed by tornado and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Holmes County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Holmes County: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Cities in Holmes County

ZIP codes in Holmes County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.