Natural Disaster Risk in Tchula
Mississippi
Risk Summary for Tchula
Tchula scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Above-average risk β check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Tchula, Mississippi
Tchula, in Holmes County, is a town of roughly 2,565 residents situated in the interior eastern United States. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Tchula residents and property owners must navigate.
Tchula's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include tornado and hurricane.
Within Mississippi, Tchula's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Holmes County identifies drought as the foremost hazard, followed by tornado and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Tchula's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.
What this means for Tchula: Drought preparedness
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
Local Factors for Tchula
These city-level factors differentiate Tchula from other communities in Holmes County and provide geographic context for its hazard exposure.
Population
2,565
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Mild Temperate
Latitude 33.1Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.3/10
Coordinates
33.1352Β° N, 90.2937Β° W
Holmes County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Tchula
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Tchula
Other cities in Mississippi
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.