🌍 ClimateRiskCheck

Natural Disaster Risk in Ocean Springs

Mississippi

7.2out of 10
High Risk

Risk Summary for Ocean Springs

Ocean Springs scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Coastal Flooding Lightning

All 18 Hazard Scores

Hurricane
9.9
Coastal Flooding
9.8
Lightning
9.6
Wildfire
9.5
Extreme Heat
9.3
Tornado
9.1
Cold Wave
8.1
Ice Storm
7.2
Hail
6.6
Winter Weather
6.6
Earthquake
6.3
Strong Wind
5.8
Drought
5.8
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
4.3
Riverine Flooding
1.0

How it compares

Ocean Springs
7.2
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ocean Springs, Mississippi

Ocean Springs, in Jackson County, is a city of approximately 43,240 residents situated in the Deep South. Its humid subtropical climate brings very hot, humid summers and mild winters, and in particular overlapping tornado and hurricane seasons. These conditions collectively define the natural hazard environment that Ocean Springs residents and property owners must navigate.

According to FEMA's National Risk Index, Ocean Springs carries an overall risk score of 7.2/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to coastal flood and lightning.

Within Mississippi, Ocean Springs's risk is, slightly above the 6.1/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Jackson County identifies hurricane as the foremost hazard, followed by coastal flood and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Ocean Springs's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Ocean Springs: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Ocean Springs

These city-level factors differentiate Ocean Springs from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

43,240

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.5/10

Coordinates

30.4052Β° N, 88.7547Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ocean Springs

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ocean Springs

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.