🌍 ClimateRiskCheck

Natural Disaster Risk in Gulfport

Mississippi

7.8out of 10
High Risk

Risk Summary for Gulfport

Gulfport scores 7.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Lightning

All 18 Hazard Scores

Hurricane
9.9
Coastal Flooding
9.9
Lightning
9.7
Tornado
9.6
Extreme Heat
9.6
Wildfire
9.5
Hail
8.9
Cold Wave
8.9
Strong Wind
8.7
Ice Storm
7.9
Winter Weather
7.8
Earthquake
7.4
Drought
6.4
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
4.2
Riverine Flooding
1.0

How it compares

Gulfport
7.8
Mississippi avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gulfport, Mississippi

Gulfport is a city of 55,059 residents in Harrison County, in the Deep South. The area experiences very hot, humid summers and mild winters, with overlapping tornado and hurricane seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Gulfport.

FEMA rates Gulfport's composite natural disaster risk at 7.8 out of 10 β€” high risk. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Residents should also account for hurricane and lightning risk in their preparedness planning.

Gulfport's risk score, considerably above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Harrison County, the highest-scoring are coastal flood, hurricane, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Gulfport's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Gulfport: Coastal Flooding preparedness

  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.
  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.

Local Factors for Gulfport

These city-level factors differentiate Gulfport from other communities in Harrison County and provide geographic context for its hazard exposure.

Population

55,059

Urban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.5/10

Coordinates

30.4743Β° N, 89.1475Β° W

Harrison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gulfport

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gulfport

Other cities in Mississippi

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.