🌍 ClimateRiskCheck

Natural Disaster Risk in Belgrade

Missouri

6.3out of 10
High Risk

Risk Summary for Belgrade

Belgrade scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Cold Wave Earthquake

All 18 Hazard Scores

Extreme Heat
9.7
Cold Wave
9.0
Earthquake
8.5
Landslide
8.2
Strong Wind
7.8
Tornado
7.0
Ice Storm
6.5
Wildfire
6.1
Hail
5.8
Tsunami
5.4
Hurricane
5.3
Winter Weather
5.1
Lightning
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.1
Riverine Flooding
1.0

How it compares

Belgrade
6.3
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Belgrade, Missouri

Belgrade is a small community of about 764 in Washington County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Belgrade.

According to FEMA's National Risk Index, Belgrade carries an overall risk score of 6.3/10, placing it in the high category. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. The area also faces notable exposure to cold wave and earthquake.

Belgrade's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Washington County, the highest-scoring are heat, cold wave, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Belgrade residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Belgrade: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Belgrade

These city-level factors differentiate Belgrade from other communities in Washington County and provide geographic context for its hazard exposure.

Population

764

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

37.7890Β° N, 90.9058Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Belgrade

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Belgrade

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.