🌍 ClimateRiskCheck

Natural Disaster Risk in Blackburn

Missouri

5.6out of 10
Moderate Risk

Risk Summary for Blackburn

Blackburn scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Extreme Heat Cold Wave

All 18 Hazard Scores

Drought
8.5
Extreme Heat
8.4
Cold Wave
7.6
Landslide
6.7
Earthquake
6.5
Tornado
6.5
Tsunami
5.4
Ice Storm
5.4
Strong Wind
5.3
Volcanic Activity
5.1
Hurricane
5.0
Hail
5.0
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
3.9
Lightning
3.8
Winter Weather
2.4
Riverine Flooding
1.0

How it compares

Blackburn
5.6
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Blackburn, Missouri

Blackburn, in Saline County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Blackburn residents and property owners must navigate.

According to FEMA's National Risk Index, Blackburn carries an overall risk score of 5.6/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to heat and cold wave.

Within Missouri, Blackburn's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Saline County identifies drought as the foremost hazard, followed by heat and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Blackburn's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Blackburn: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Blackburn

These city-level factors differentiate Blackburn from other communities in Saline County and provide geographic context for its hazard exposure.

Population

405

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.9/10

Coordinates

39.0860Β° N, 93.4526Β° W

Saline County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Blackburn

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Blackburn

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.