🌍 ClimateRiskCheck

Natural Disaster Risk in Butler

Missouri

5.3out of 10
Moderate Risk

Risk Summary for Butler

Butler scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Extreme Heat

All 18 Hazard Scores

Strong Wind
7.2
Hail
7.0
Extreme Heat
6.8
Drought
6.5
Tornado
5.9
Cold Wave
5.9
Tsunami
5.4
Winter Weather
5.3
Earthquake
5.1
Volcanic Activity
5.1
Ice Storm
5.1
Coastal Flooding
4.9
Hurricane
4.8
Landslide
4.8
Avalanche
4.5
Lightning
2.7
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Butler
5.3
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Butler, Missouri

Butler, in Bates County, is a town of roughly 6,432 residents situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Butler residents and property owners must navigate.

Butler's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Secondary hazards include hail and heat.

Within Missouri, Butler's risk is, slightly below the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Bates County identifies wind as the foremost hazard, followed by hail and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Butler's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Butler: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Butler

These city-level factors differentiate Butler from other communities in Bates County and provide geographic context for its hazard exposure.

Population

6,432

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

38.2579Β° N, 94.2924Β° W

Bates County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Butler

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Butler

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.