🌍 ClimateRiskCheck

Natural Disaster Risk in Clever

Missouri

6.8out of 10
High Risk

Risk Summary for Clever

Clever scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Extreme Heat Tornado

All 18 Hazard Scores

Ice Storm
9.5
Extreme Heat
9.0
Tornado
8.3
Strong Wind
8.1
Winter Weather
7.9
Lightning
7.6
Landslide
7.6
Earthquake
7.5
Wildfire
7.4
Hail
7.1
Hurricane
5.4
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Clever
6.8
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Clever, Missouri

Clever is a town of roughly 6,174 residents in Christian County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Clever.

According to FEMA's National Risk Index, Clever carries an overall risk score of 6.8/10, placing it in the high category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to heat and tornado.

Clever's risk score, slightly above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Christian County, the highest-scoring are ice storm, heat, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Clever's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Clever: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Clever

These city-level factors differentiate Clever from other communities in Christian County and provide geographic context for its hazard exposure.

Population

6,174

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

37.0059Β° N, 93.4232Β° W

Christian County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Clever

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Clever

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.