🌍 ClimateRiskCheck

Natural Disaster Risk in Excello

Missouri

5.6out of 10
Moderate Risk

Risk Summary for Excello

Excello scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Lightning Tornado

All 18 Hazard Scores

Landslide
8.4
Lightning
7.8
Tornado
7.0
Extreme Heat
6.7
Hail
6.6
Drought
6.5
Earthquake
6.0
Wildfire
5.9
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
4.9
Coastal Flooding
4.9
Hurricane
4.7
Avalanche
4.5
Cold Wave
4.0
Ice Storm
3.7
Winter Weather
3.4
Riverine Flooding
1.0

How it compares

Excello
5.6
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Excello, Missouri

Located in the interior eastern United States in Macon County, Excello is a small community of about 777. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Excello a community where hazard awareness has real practical value.

Excello's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include lightning and tornado.

Relative to other U.S. communities, Excello's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by landslide and lightning, as measured by FEMA across Macon County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Excello's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Excello: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Excello

These city-level factors differentiate Excello from other communities in Macon County and provide geographic context for its hazard exposure.

Population

777

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

39.6350Β° N, 92.4730Β° W

Macon County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Excello

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Excello

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.