🌍 ClimateRiskCheck

Natural Disaster Risk in Farmington

Missouri

6.9out of 10
High Risk

Risk Summary for Farmington

Farmington scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Strong Wind Earthquake

All 18 Hazard Scores

Extreme Heat
9.6
Strong Wind
9.5
Earthquake
9.3
Tornado
8.7
Winter Weather
8.7
Hail
8.1
Cold Wave
7.8
Lightning
7.4
Landslide
7.2
Ice Storm
6.4
Wildfire
6.3
Hurricane
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.4
Riverine Flooding
1.0

How it compares

Farmington
6.9
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Farmington, Missouri

Farmington is a city of approximately 29,263 residents in St. Francois County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Farmington.

According to FEMA's National Risk Index, Farmington carries an overall risk score of 6.9/10, placing it in the high category. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. The area also faces notable exposure to wind and earthquake.

Farmington's risk score, slightly above the 5.9/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for St. Francois County, the highest-scoring are heat, wind, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Farmington's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Farmington: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Farmington

These city-level factors differentiate Farmington from other communities in St. Francois County and provide geographic context for its hazard exposure.

Population

29,263

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.3/10

Coordinates

37.7545Β° N, 90.3653Β° W

St. Francois County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Farmington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Farmington

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.