🌍 ClimateRiskCheck

Natural Disaster Risk in Foster

Missouri

5.3out of 10
Moderate Risk

Risk Summary for Foster

Foster scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Extreme Heat

All 18 Hazard Scores

Strong Wind
7.2
Hail
7.0
Extreme Heat
6.8
Drought
6.5
Tornado
5.9
Cold Wave
5.9
Tsunami
5.4
Winter Weather
5.3
Earthquake
5.1
Volcanic Activity
5.1
Ice Storm
5.1
Coastal Flooding
4.9
Hurricane
4.8
Landslide
4.8
Avalanche
4.5
Lightning
2.7
Wildfire
2.5
Riverine Flooding
1.0

How it compares

Foster
5.3
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Foster, Missouri

Foster is a small unincorporated community in Bates County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Foster.

According to FEMA's National Risk Index, Foster carries an overall risk score of 5.3/10, placing it in the moderate category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to hail and heat.

Foster's risk score, slightly below the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bates County, the highest-scoring are wind, hail, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Foster residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Foster: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Foster

These city-level factors differentiate Foster from other communities in Bates County and provide geographic context for its hazard exposure.

Population

51

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.5/10

Coordinates

38.1566Β° N, 94.5038Β° W

Bates County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Foster

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Foster

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.