🌍 ClimateRiskCheck

Natural Disaster Risk in Freeburg

Missouri

5.2out of 10
Moderate Risk

Risk Summary for Freeburg

Freeburg scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Landslide Ice Storm

All 18 Hazard Scores

Extreme Heat
8.2
Landslide
7.9
Ice Storm
7.5
Earthquake
6.1
Tornado
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.8
Drought
4.7
Avalanche
4.5
Wildfire
4.4
Hail
4.4
Hurricane
4.3
Cold Wave
4.0
Lightning
3.4
Strong Wind
3.3
Riverine Flooding
1.0

How it compares

Freeburg
5.2
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Freeburg, Missouri

Freeburg is a small community of about 1,681 in Osage County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Freeburg.

According to FEMA's National Risk Index, Freeburg carries an overall risk score of 5.2/10, placing it in the moderate category. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. The area also faces notable exposure to landslide and ice storm.

Freeburg's risk score, slightly below the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Osage County, the highest-scoring are heat, landslide, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Freeburg's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for Freeburg: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Local Factors for Freeburg

These city-level factors differentiate Freeburg from other communities in Osage County and provide geographic context for its hazard exposure.

Population

1,681

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

38.3634Β° N, 91.9359Β° W

Osage County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Freeburg

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Freeburg

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.