🌍 ClimateRiskCheck

Natural Disaster Risk in Fremont

Missouri

5.8out of 10
Moderate Risk

Risk Summary for Fremont

Fremont scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Cold Wave Landslide

All 18 Hazard Scores

Earthquake
8.4
Cold Wave
8.2
Landslide
8.1
Ice Storm
7.7
Extreme Heat
7.0
Strong Wind
6.7
Lightning
6.5
Wildfire
5.4
Hurricane
5.4
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Tornado
4.8
Avalanche
4.5
Drought
2.7
Hail
2.1
Riverine Flooding
1.0

How it compares

Fremont
5.8
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fremont, Missouri

Located in the interior eastern United States in Carter County, Fremont is a small unincorporated community. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Fremont a community where hazard awareness has real practical value.

Fremont's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. Secondary hazards include cold wave and landslide.

Relative to other U.S. communities, Fremont's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by earthquake and cold wave, as measured by FEMA across Carter County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Fremont residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Fremont: Earthquake preparedness

  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.
  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.

Local Factors for Fremont

These city-level factors differentiate Fremont from other communities in Carter County and provide geographic context for its hazard exposure.

Population

221

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

36.8711Β° N, 91.1661Β° W

Carter County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fremont

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fremont

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.