🌍 ClimateRiskCheck

Natural Disaster Risk in Fulton

Missouri

6.8out of 10
High Risk

Risk Summary for Fulton

Fulton scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Landslide Earthquake

All 18 Hazard Scores

Extreme Heat
9.3
Landslide
9.3
Earthquake
7.9
Winter Weather
7.7
Ice Storm
7.6
Hail
7.5
Lightning
7.5
Cold Wave
7.3
Wildfire
7.0
Strong Wind
6.7
Tornado
6.6
Drought
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hurricane
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Fulton
6.8
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fulton, Missouri

Located in the interior eastern United States in Callaway County, Fulton is a city of approximately 22,579 residents. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Fulton a community where hazard awareness has real practical value.

FEMA rates Fulton's composite natural disaster risk at 6.8 out of 10 β€” high risk. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. Residents should also account for landslide and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Fulton's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by heat and landslide, as measured by FEMA across Callaway County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Fulton residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Fulton: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Fulton

These city-level factors differentiate Fulton from other communities in Callaway County and provide geographic context for its hazard exposure.

Population

22,579

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 38.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

38.8490Β° N, 91.9791Β° W

Callaway County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fulton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fulton

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.