🌍 ClimateRiskCheck

Natural Disaster Risk in Gibbs

Missouri

5.3out of 10
Moderate Risk

Risk Summary for Gibbs

Gibbs scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Tornado Extreme Heat

All 18 Hazard Scores

Landslide
8.7
Tornado
7.8
Extreme Heat
7.1
Hail
6.4
Strong Wind
5.6
Drought
5.5
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Wildfire
5.0
Coastal Flooding
4.9
Earthquake
4.7
Avalanche
4.5
Hurricane
4.0
Cold Wave
3.6
Ice Storm
3.2
Winter Weather
3.1
Riverine Flooding
1.0

How it compares

Gibbs
5.3
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gibbs, Missouri

Gibbs, in Adair County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Gibbs residents and property owners must navigate.

According to FEMA's National Risk Index, Gibbs carries an overall risk score of 5.3/10, placing it in the moderate category. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. The area also faces notable exposure to tornado and heat.

Within Missouri, Gibbs's risk is, slightly below the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Adair County identifies landslide as the foremost hazard, followed by tornado and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Gibbs residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Gibbs: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Gibbs

These city-level factors differentiate Gibbs from other communities in Adair County and provide geographic context for its hazard exposure.

Population

418

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

40.0978Β° N, 92.4079Β° W

Adair County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gibbs

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gibbs

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.