🌍 ClimateRiskCheck

Natural Disaster Risk in Graff

Missouri

6.9out of 10
High Risk

Risk Summary for Graff

Graff scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Earthquake Tornado

All 18 Hazard Scores

Extreme Heat
10.0
Earthquake
9.9
Tornado
9.9
Strong Wind
9.5
Lightning
9.0
Hail
8.9
Cold Wave
8.9
Ice Storm
8.6
Winter Weather
8.2
Hurricane
5.5
Tsunami
5.4
Landslide
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
1.7
Wildfire
1.5
Riverine Flooding
1.0

How it compares

Graff
6.9
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Graff, Missouri

Located in the interior eastern United States in Wright County, Graff is a small unincorporated community. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Graff a community where hazard awareness has real practical value.

Graff's overall natural disaster risk is rated 6.9/10 (High) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include earthquake and tornado.

Relative to other U.S. communities, Graff's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by heat and earthquake, as measured by FEMA across Wright County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Graff residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Graff: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Graff

These city-level factors differentiate Graff from other communities in Wright County and provide geographic context for its hazard exposure.

Population

290

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 37.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 1.5/10

Coordinates

37.3262Β° N, 92.2700Β° W

Wright County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Graff

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Graff

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.