🌍 ClimateRiskCheck

Natural Disaster Risk in Grandin

Missouri

5.8out of 10
Moderate Risk

Risk Summary for Grandin

Grandin scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Earthquake.

Top Hazards

Earthquake Cold Wave Landslide

All 18 Hazard Scores

Earthquake
8.4
Cold Wave
8.2
Landslide
8.1
Ice Storm
7.7
Extreme Heat
7.0
Strong Wind
6.7
Lightning
6.5
Wildfire
5.4
Hurricane
5.4
Tsunami
5.4
Volcanic Activity
5.1
Winter Weather
4.9
Coastal Flooding
4.9
Tornado
4.8
Avalanche
4.5
Drought
2.7
Hail
2.1
Riverine Flooding
1.0

How it compares

Grandin
5.8
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Grandin, Missouri

Grandin is a small community of about 823 in Carter County, in the interior eastern United States. The area experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Grandin.

According to FEMA's National Risk Index, Grandin carries an overall risk score of 5.8/10, placing it in the moderate category. Earthquake risk stands out in the local hazard profile, driven by proximity to fault systems with a history of significant ground movement. The area also faces notable exposure to cold wave and landslide.

Grandin's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Carter County, the highest-scoring are earthquake, cold wave, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Grandin residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for earthquake is recommended.

What this means for Grandin: Earthquake preparedness

  • Standard homeowners insurance excludes earthquake damage β€” a separate earthquake policy or endorsement is needed.
  • Secure heavy furniture, water heaters, and shelving to wall studs to reduce injury and damage during shaking.
  • Identify "drop, cover, and hold on" spots in each room and keep an emergency kit with water for at least 72 hours.

Local Factors for Grandin

These city-level factors differentiate Grandin from other communities in Carter County and provide geographic context for its hazard exposure.

Population

823

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

36.8405Β° N, 90.7999Β° W

Carter County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Grandin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Grandin

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.