🌍 ClimateRiskCheck

Natural Disaster Risk in Harris

Missouri

4.7out of 10
Moderate Risk

Risk Summary for Harris

Harris scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Drought Extreme Heat

All 18 Hazard Scores

Landslide
8.4
Drought
7.4
Tornado
5.4
Extreme Heat
5.4
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
5.0
Hail
5.0
Coastal Flooding
4.9
Cold Wave
4.8
Avalanche
4.5
Hurricane
4.4
Lightning
3.6
Strong Wind
3.3
Earthquake
3.1
Winter Weather
2.5
Ice Storm
2.5
Riverine Flooding
1.0

How it compares

Harris
4.7
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Harris, Missouri

Located in the interior eastern United States in Sullivan County, Harris is a small unincorporated community. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Harris a community where hazard awareness has real practical value.

FEMA rates Harris's composite natural disaster risk at 4.7 out of 10 β€” moderate risk. Landslide and debris flow risk tops the local hazard profile, with steep terrain and periodic heavy rainfall creating conditions for rapid slope failure in vulnerable areas. Residents should also account for drought and heat risk in their preparedness planning.

Relative to other U.S. communities, Harris's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by landslide and drought, as measured by FEMA across Sullivan County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Harris residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for landslide is recommended.

What this means for Harris: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Local Factors for Harris

These city-level factors differentiate Harris from other communities in Sullivan County and provide geographic context for its hazard exposure.

Population

195

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.0/10

Coordinates

40.2983Β° N, 93.3257Β° W

Sullivan County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Harris

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Harris

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.