Natural Disaster Risk in Holts Summit

Natural Hazard Profile: Holts Summit, Missouri

Located in the interior eastern United States in Callaway County, Holts Summit is a city of approximately 10,120 residents. The humid continental climate that characterizes this part of Missouri — marked by hot summers, cold winters, and collision of multiple air masses — directly influences the types and severity of natural hazards present, making Holts Summit a community where hazard awareness has real practical value.

Holts Summit's overall natural disaster risk is rated 6.8/10 (High) by FEMA's National Risk Index. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. Secondary hazards include landslide and earthquake.

Relative to other U.S. communities, Holts Summit's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by heat and landslide, as measured by FEMA across Callaway County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Holts Summit residents benefit from taking preparedness seriously. Reviewing insurance coverage for heat and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.