🌍 ClimateRiskCheck

Natural Disaster Risk in Jamesport

Missouri

5.2out of 10
Moderate Risk

Risk Summary for Jamesport

Jamesport scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Extreme Heat Landslide

All 18 Hazard Scores

Drought
8.7
Extreme Heat
7.1
Landslide
7.0
Hail
6.3
Tornado
6.2
Wildfire
5.8
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
4.3
Lightning
3.8
Winter Weather
3.5
Ice Storm
3.5
Earthquake
3.3
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Jamesport
5.2
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jamesport, Missouri

Located in the interior eastern United States in Daviess County, Jamesport is a small community of about 2,396. The humid continental climate that characterizes this part of Missouri β€” marked by hot summers, cold winters, and collision of multiple air masses β€” directly influences the types and severity of natural hazards present, making Jamesport a community where hazard awareness has real practical value.

FEMA rates Jamesport's composite natural disaster risk at 5.2 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for heat and landslide risk in their preparedness planning.

Relative to other U.S. communities, Jamesport's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by drought and heat, as measured by FEMA across Daviess County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Jamesport residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Jamesport: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Jamesport

These city-level factors differentiate Jamesport from other communities in Daviess County and provide geographic context for its hazard exposure.

Population

2,396

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

39.9852Β° N, 93.7992Β° W

Daviess County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jamesport

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jamesport

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.