🌍 ClimateRiskCheck

Natural Disaster Risk in La Grange

Missouri

5.2out of 10
Moderate Risk

Risk Summary for La Grange

La Grange scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Landslide Drought

All 18 Hazard Scores

Extreme Heat
8.5
Landslide
6.9
Drought
6.7
Strong Wind
6.4
Hail
6.4
Tsunami
5.4
Volcanic Activity
5.1
Lightning
4.9
Coastal Flooding
4.9
Earthquake
4.6
Wildfire
4.5
Avalanche
4.5
Cold Wave
4.4
Tornado
4.1
Hurricane
4.1
Ice Storm
3.3
Winter Weather
3.0
Riverine Flooding
1.0

How it compares

La Grange
5.2
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: La Grange, Missouri

La Grange, in Lewis County, is a small community of about 1,760 situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that La Grange residents and property owners must navigate.

La Grange's overall natural disaster risk is rated 5.2/10 (Moderate) by FEMA's National Risk Index. The threat of extreme heat dominates the local risk profile, with the area experiencing heat waves that drive heat-related illness and place significant demand on energy infrastructure. Secondary hazards include landslide and drought.

Within Missouri, La Grange's risk is, slightly below the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Lewis County identifies heat as the foremost hazard, followed by landslide and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

La Grange's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that heat exposure is adequately protected is a worthwhile step for property owners.

What this means for La Grange: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for La Grange

These city-level factors differentiate La Grange from other communities in Lewis County and provide geographic context for its hazard exposure.

Population

1,760

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.5/10

Coordinates

40.0217Β° N, 91.5542Β° W

Lewis County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for La Grange

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in La Grange

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.