🌍 ClimateRiskCheck

Natural Disaster Risk in Louisiana

Missouri

5.7out of 10
Moderate Risk

Risk Summary for Louisiana

Louisiana scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Landslide Earthquake

All 18 Hazard Scores

Extreme Heat
9.0
Landslide
8.6
Earthquake
6.7
Hail
6.6
Strong Wind
6.1
Drought
6.1
Lightning
6.1
Cold Wave
6.0
Tsunami
5.4
Volcanic Activity
5.1
Wildfire
4.9
Coastal Flooding
4.9
Hurricane
4.8
Tornado
4.6
Avalanche
4.5
Winter Weather
4.1
Ice Storm
3.9
Riverine Flooding
1.0

How it compares

Louisiana
5.7
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Louisiana, Missouri

Louisiana, in Pike County, is a town of roughly 4,790 residents situated in the interior eastern United States. Its humid continental climate brings hot summers, cold winters, and collision of multiple air masses, and in particular year-round severe weather including tornadoes, ice storms, and floods. These conditions collectively define the natural hazard environment that Louisiana residents and property owners must navigate.

According to FEMA's National Risk Index, Louisiana carries an overall risk score of 5.7/10, placing it in the moderate category. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. The area also faces notable exposure to landslide and earthquake.

Within Missouri, Louisiana's risk is, near the 5.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Pike County identifies heat as the foremost hazard, followed by landslide and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Louisiana residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.

What this means for Louisiana: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Louisiana

These city-level factors differentiate Louisiana from other communities in Pike County and provide geographic context for its hazard exposure.

Population

4,790

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 39.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.9/10

Coordinates

39.4438Β° N, 91.1200Β° W

Pike County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Louisiana

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Louisiana

Other cities in Missouri

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.